Approaching retirement?
The Medicare Part B analysis uses these same plans and usage inputs to model whether enrolling in Part B makes financial sense at your income level — including IRMAA surcharges.
These estimates don't account for network coverage. Before choosing a plan, verify that your doctors, specialists, and preferred hospital are in-network — especially for plans with more restricted networks like FEP Blue Focus. Also confirm your medications are covered at the expected tier. Estimates use plan-specific copays and coinsurance rates from OPM data. Default billed amounts are assumed averages (editable above). For HDHP/CDHP plans, the deductible applies to all services; copays shown reflect post-deductible amounts. Actual costs depend on negotiated rates and specific plan provisions. Review official plan brochures before making enrollment decisions.
Medicare Part B Analysis
Estimate whether enrolling in Part B makes financial sense with your selected FEHB plans